$14 trillion! That's the household debt recorded in the US for just the first quarter of 2021. One look at that amount, and anyone can tell it's a lot of money. To put the amount into perspective, if you could stack the total amount in one-dollar bills, the height of the stack would reach the moon, come back to the Earth, and reach the moon a second time. Based on this … [Read more...] about How to Keep Your Head Above Water When You Can’t Afford Your Monthly Expenses
Debt
7 Tips to Maximize Your Money and Prepare for Retirement
When it comes to retirement, the earlier you plan and save, the better. Because of compound interest and tax deferrals, you can benefit more the earlier you start saving for retirement. Do you know how much you need to save for retirement? How can you maximize your savings? These strategies will help: Think about the kind of retirement you want. Will you want … [Read more...] about 7 Tips to Maximize Your Money and Prepare for Retirement
9 Common Negative Habits That Are More Harmful Than You Realize
Everyone has a good understanding of which habits are good and which are not. However, some bad habits are much worse than you might realize. When you understand how damaging many common negative habits really are, you’ll be more motivated to make a positive change to your behavior. A bad habit is generally more damaging than a good habit is helpful. See how … [Read more...] about 9 Common Negative Habits That Are More Harmful Than You Realize
10 Things You Can Do Now That Will Greatly Benefit Your Life in 10 Years
Just think how much different your life would be if you had done a few things differently 10 years ago. You could have been saving money for 10 years or learning to play the guitar. Exercising regularly for the last 10 years would have benefited your health. How profitable of a website could you have built if you had started 10 years ago? The key to … [Read more...] about 10 Things You Can Do Now That Will Greatly Benefit Your Life in 10 Years
10 Strategies to Improve Your Personal Finances
Money issues are the most commonly cited source of stress in everyday life and in marriages. If your finances are under control, odds are that the rest of your life is manageable. When you have too much financial pressure, nothing else feels manageable. Getting this part of your life mastered will lead to great gains in happiness, contentment, and mental health. You also … [Read more...] about 10 Strategies to Improve Your Personal Finances